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Regular contributions to investment funds
How can regular contributions affect your investment?1
Investment Returns:
| Return2 | Cumulative total | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Without contributions | 129.29% | 13.17% | 39.18% | -15.34% | 25.92% | 36.55% |
| With monthly contributions of €100 | 133.78% | 13.81% | 39.33% | -15.43% | 26.18% | 36.60% |
This graph illustrates the performance of an initial €10,000 investment in US equity fund (JPMorgan US Select Equity Plus, Risk 4/7)3 from January 2020 until December 2024, by making regular contributions of €100/month, today you would have €32,909 (return of 133.78%). Without regular contributions, today you would have €22,929 (return of 129.29%).
Please note that any investment carries some level of risk, including the lack of return, loss of invested capital, and/or the foreign exchange rate risk for non-euro denominated products. The value of the investment is subject to market fluctuations. Past returns are no guarantee of future results.
How can you set them up?
Here are some investment options to get started
This fund invests in deposits, treasury bills and money market instruments with a high credit rating and short-term maturities, following environmental or social criteria.
It is a low-risk option that allows you to make regular contributions and build an investment plan that grows over time.
This fund invests primarily in a global portfolio of large-, mid- and small-cap companies that are attractively valued and offer profit growth potential.
Regular contributions to this fund will allow you to have a constant and highly diversified investment in equities, in turn minimising risk.
It invests primarily in companies around the world that have developed or are going to develop products or services that leverage technological advancements and improvements.
It regularly keeps track of technological developments and minimises the fluctuations of a market that has been on an upward trend for years.
Before investing, please consult the risk rating and information for each of the Investment Funds distributed by Open Bank, S.A., in the Prospectus or Key Investor Information Document (KIID) for each one of the Investment Funds, available at www.openbank.es and www.cnmv.es.
Choose between more than 3,000 investment funds in our catalogue using our Fund Finder
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1 Source of data used to prepare the graph illustrating the performance of the JPMorgan US Select Equity Plus fund: Refinitiv at 31/12/24.
2 Source of return: Refinitiv at 31/12/24. The return for 2020, 2021, 2022, 2023 and 2024 corresponds to the period from 1 January until 31 December of the respective year. The returns shown are net of fees. The Money-Weighted Rate of Return method was used to calculate the investment return with monthly contributions of €100. This formula takes into account the timing and amount of contributions, in turn reflecting the effect of each contribution on the overall performance.
3 Source: AllFunds Bank, S.A., at 31/12/2024. The fund has been selected purely on the basis of quantitative criteria, namely the fund with the highest three-year risk-return ratio in the North American Equity Fund category. In this regard, the investment funds shown are not a personalised recommendation, nor do they constitute a contractual element, advice or a personalised invitation to subscribe, buy or sell the financial instrument or to carry out any other transaction, and it is therefore the customer who, on their own initiative, will decide whether to buy or sell the funds shown. Risk scale taken from the Key Investor Information Document (KID).
4 Source: AllFunds Bank, S.A., at 31/12/2024. The funds have been selected purely on the basis of quantitative criteria, namely the funds with the highest three-year risk-return ratio in their category within the fund universe distributed by Open Bank, S.A. These categories are: Money Market for La Française Trésorerie, Global Equity for JPM Global Focus, and Tech Equity for Fidelity Global Technology.
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