This indicator corresponds to the Open Current Account, Open Payroll Account and Openbank Savings Account.
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest.Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
Up to €2,250 with the Welcome Savings Account! Earn interest on up to €100,000 at 2.27% APR.
No fees1
No fees for maintaining, managing or closing the account.
Free standard transfers
Fee-free transfers in euros within Spain and the EU.
Free debit card
Free when you open your current account as the main holder.
Mobile payments2
Add your Openbank cards to your mobile or smart watch.
Bye-bye fees!
Say goodbye to all fees for:
- Account maintenance, administration and closure.
- Domestic and international standard transfers within the EU in euros.
- Debit card cash withdrawals at more than 7,500 Banco Santander and Euro Automatic ATMs in Spain with your Open Debit Card, which is free for the main holder.
Hello benefits!
Get ready for all these benefits with your current account and debit card:Find out more
- Add your Openbank cards to your mobile or smart watch and pay with easy at any contactless reader2.
- Invite up to 4 co-holders or authorised users to share your account.
- With the Financial Aggregator, you can add your accounts at other banks operating in Spain to keep an eye on them all in the same place.
- As an Openbank customer, you can save money on top brands with Open Discounts3.
The security you deserve
Manage your money with peace of mind.Find out more
- With Card Control, you can turn your cards on and off at any time or limit their use at ATMs, online shopping and by location.
- You control the devices you use to access your current account and choose whether you want to block or log out of them.
- Use the Password Manager service to manage and store your passwords in a safe place that only you can access. Plus, it's free!
See Pre-Contractual Information and Fee Information Document for the Open Current Account
The safe option for your savings
With the backing and solvency of the Santander Group
Learn more about your Openbank account
Check out the main features of your account, the essential information and documents, and the applicable cooling-off period.
Want to learn more about the Open Current Account?
Do I have to meet any special criteria or requirements to open the current account?
What can you do with your Open Current Account?
What are the fees?
Does it include the Open Debit Card?
Can you add more people to the Open Current Account?
How do you open a Current Account?
Need more information?
1 0% APR and annual NIR.
Representative example of interest with a constant balance of €10,000 during the first year at 0% annual nominal interest (0% APR), remuneration of €0 gross per year.
2 You will need to activate the NFC feature to use this service on an Android device.
3 Please note that in order to take advantage of certain discounts, you must pay with an Openbank card.
This risk indicator corresponds to the Openbank Payroll Acoount
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.