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Member Bank of Spain's Deposit Guarantee Fund for Credit Institutions. For cash deposits, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
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The redemption, withdrawal from the deposit, or early cancellation of all or part of the principal invested are subject to fees or penalties.

Straight into your account – up to €600!

Join the promotion

Promotional code:

TRAMOS24

Promotion valid:

12/03/2024 - 02/19/2025

Reward date:

March 2025

See promotional T&Cs
Join the promotion

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What's the promotion?
Get up to €600 when you increase your savings at Openbank! It’s that simple!

Increase your balance in Openbank1 accounts or deposits between 4 December 2024 and 19 February 2025 (both inclusive), and you’ll get:

  • €30 if you increase your balance by between €15,000 and €29,999.
  • €60 if you increase your balance by between €30,000 and €59,999.
  • €100 if you increase your balance by between €60,000 and €299,999.
  • €600 if you increase your balance by €300,000 or more.

Join the promotion by 19 February 2025 and keep on saving!

How can you get your extra cash?
Just follow these simple steps:Find out more
  • Join the promotion using the code TRAMOS24 by 19 February 2025 (inclusive) and accept the terms and conditions.
  • Boost your savings! Transfer or deposit funds into your accounts or open an Openbank1 deposit between 4 December 2024 and 19 February 2025 (both inclusive).

And you're all set! If you meet the terms and conditions, the incentive will be paid into your account in March.

To calculate the amount of the incentive you are entitled to, we will take into account your balance increase between the start and end of the promotion, i.e., between 4 December 2024 and 19 February 2025 (both inclusive). For example, if you have a total balance of €20,000 on 3 December and your closing balance on 19 February is €80,000, your balance increase is €60,000. Therefore, we would deposit €100 in your current account.

What are the terms and conditions for taking part?
Don't forget to join the promotion!Find out more
  • You must be an individual over 18 years old and be resident in Spain, with an address for correspondence purposes in the country.
  • You must hold an “active” Openbank account before 19 February 2025 (inclusive). Valid accounts include: the Open Current Account, Open Payroll Account, Openbank Savings Account, Basic Payment Account, Welcome Savings Account and/or an Open Deposit using new funds.
  • You must have increased the total balance in the Openbank accounts and deposits held in your name between 4 December 2024 and 19 February 2025 (both inclusive).
  • You must hold at least 50% of the balance increase in the account for six months after the promotion end date, until 19 August 2025.
Please note that…
Payment of the incentive constitutes investment income in cash, subject to withholding tax at the current rate of 19%, which the Bank deducts from the corresponding customers, paying them the resulting net amount. Customers must declare the incentive received in the savings tax base of their personal income tax (IRPF) return. Customers are entitled to the deduction of the withholding tax applied.Find out more

If you meet the criteria before 19 February 2025 (inclusive), you will receive the €30 to €600 payment in March 2025.

1 Eligible accounts and deposits for the promotion include the following: Open Current Account, Open Payroll Account, Openbank Savings Account, Basic Payment Account, Welcome Savings Account and/or an Open Deposit.