Plan your future and get
up to €3,000 extra!
Promotional code:
Promotion valid:
09/30/2024 - 01/08/2025
Reward date:
March 2025
Join the promotion no later than 8 January 2025, inclusive.
- Join the promotion using the code PLANES24 by 8 January 2025 (inclusive) and accept the terms and conditions.
- Transfer your plans to Openbank. You’ll get 3% of the total amount of transfers made between 1 October 2024 and 17 February 2025 (both inclusive).
- And get an extra 1%! Just make contributions or invest in a new pension plan between 1 October 2024 and 17 February 2025 (both inclusive).
You can get up to €3,000 extra with your pension plans! If you meet the conditions, you will receive your extra payment in March 2025.
- Because we have over 40 plans from five different asset managers to choose from.
- Because you can invest from as little as €62 and make regular contributions to plan for your future little by little.
- Because you’ll have a team of specialists to help you with everything you need when you call (+34) 91 177 33 16 or 900 10 29 38, Monday to Friday from 8:00 a.m. to 8:00 p.m.
- And because there are no transfer or custody fees. Only the fees charged by your plan’s asset manager apply.
Plus, pension plans also have the following benefits:
- You can save up to €450 for every €1,000 you contribute to a pension plan on your next personal income tax return.3
- You can redeem your money after 10 years, with no need to wait for retirement.
- You must be an Openbank customer by 17 February 2025.
- You must be an individual over 18 years old.
- You must be a resident in Spain.
- You must be an active Openbank Current Account holder.
- Once the customer receives the bonus payment for contributing or transferring to the Pension Plan marketed by Openbank, a five-year minimum-term commitment is required on the position in the plans to which a contribution or transfer was made and which received a bonus in this promotion. If the minimum-term commitment is not completed, Openbank reserves the right to deduct the amount of the incentive from your account in proportion to the time remaining since the date of the payment, in order to comply with the agreed minimum-term commitment and the amount reimbursed or transferred. Notwithstanding the foregoing, once you join the promotion and meet the requirements, you may then carry out internal transfers between plans marketed by Openbank.
- Any Pension Plan contracts transferred must be held by the same person as the original contract.
- Transfers from Pension Plans marketed by Banco Santander are excluded.
Please note that any investment carries a certain level of risk, including the lack of return and/or loss of principal invested.
1 Consult the risk rating, fees and information for each pension plan marketed by Open Bank, S.A., set out in the prospectus or the Key Investor Information Document (KIID) for each pension plan, available in the factsheet for each plan at www.openbank.es/en before investing.
2 Maximum annual contribution of €1,500 or 30% of your income from employment and your economic activities, whichever is less.
3 Example with a marginal rate of 45% and a contribution of €1,000. Tax savings depend on each customer’s circumstances and may change in the future.