Enjoy a great European experience

What’s the promotion?

We’re giving away ten Wonderbox gift boxes for a magical four-day getaway in Europe. You could win one when you finance¹ your purchases and payments² of at least €30 made with your Openbank credit cards.

Promotion valid between 24/06/2024 and 02/10/2024 (both inclusive).

How could you win a trip?

Just follow these simple steps:Find out more

What are the terms and conditions for taking part?

Don’t forget to join the promotion.Find out more

Please note that:

- Receipt of the prize constitutes a capital gain in kind subject to tax payment on account at the rate of 19%, which will be applied by Openbank in accordance with the current tax regulations. This tax payment on account will not affect customers. Customers must declare the market value of the received prize, plus the tax payment on account not passed on, in the general tax base of their personal income tax (IRPF) return. They will also be entitled to deduct the tax payment on account in their personal income tax (IRPF) return.
- By way of example, cash withdrawals at ATMs, transfers, or any transactions carried out through the following payment platforms will not be considered as purchases: World Remit, Transferwise, Revolut, MoneyGram, Coinbase, Azimo LTD, Bizum, Twyp, Bankless, Swiss Quote Bank, ACE Money Transfer, Eurinex Money Transfer, MoneyToPay, Web Money, Money Trans World, JPay Money, Izly Money, Líder Money Transfer, Small World Money, Titanes Money Transfer, Skrill, Western Union. These types of transactions will be excluded by tracking the retailer codes and/or those most commonly used by each platform.Find out more

¹ Only expenses or transactions that appear as financeable on the website or app (such as direct debits, bills, taxes, etc.) may be financed.

² To be eligible to join the promotion, you may not make early repayments of debt during this period, except for the entries obtained in this case. Financed purchases or payments recorded in Openbank systems as of the date on which the data is obtained will be considered for the prize draw.

³ Representative example for a financed purchase or payment of €200 for one month: Annual NIR: 0%; APR: 0%. Monthly payment €200. Total amount owed: €200. Total amount borrowed: €200. Total interest: €0. French amortisation schedule. Please note that the APR may vary depending on which payment method you choose from the options offered by the chosen credit card, and if there are conditions that you do not meet. On cards with renewal fees, the APR will vary in the second year due to the application of this fee. See full terms and conditions on the openbank.es/en card website.

⁴ Representative example for a financed purchase or payment of €200 over 3 months made on the 1st of the month with the usual payment method and 3 fixed monthly instalments, on the assumption that no further withdrawals are made during that period and there is no breach of the terms and conditions of the agreement. Annual NIR: 14.00%; APR 14.93%; 2 instalments of €68.23 and a final instalment of €68.22. Total amount borrowed: €200. Total amount owed: €204.68. Total cost of credit: €4.68. The APR and the total amount to be paid are calculated on the assumption that the agreement remains in force for its duration and the parties meet their obligations under the agreed terms and conditions and by the agreed deadlines. French amortisation schedule. Therefore, for this particular example, the purchase price in cash would be €200 and the total price in instalments would be €204.68.